Protect Your Family's Future with Tailored Life Cover

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We work with Australia's leading Insurers.

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Protecting Australians for over 20 years.

At Premier Wealth Protection, we believe life insurance should be personal, not one-size-fits-all. Our advisors work with you to design cover that truly fits your life, your family, and your future.

  • Tailored Protection: Life insurance solutions customised to your needs.

  • Peace of Mind: Ensure your loved ones are financially secure through life’s unexpected events.

  • Better Value: Access competitive rates and flexible cover from Australia’s leading insurers. In many cases, we can reduce the cost of your current policy.

  • Claims Support: We manage the entire claims process so you can focus on recovery, not paperwork.

  • Ongoing Care: As your life changes, we review and optimise your policy to keep it competitive and relevant.

With two decades of experience, we’re here to safeguard what matters most: your family’s financial future.

Did you know...

3M+
Over 3 million Australians are underinsured for Income Protection, are you one of them?
~25B
Underinsurance is costing Australians an estimated $25 billion in lost benefits or unmet claims.
5.8M
5.8 million Australians struggled to make loan repayments in the past 12 months. Don't leave your family in debt.

Frequently asked questions

Why is it important to have an Insurance advisor?

An insurance advisor makes sure your cover is the right fit for you — not just the cheapest option online. We compare policies across multiple providers, explain the fine print, and tailor the cover to your lifestyle, family, and financial goals. Importantly, we also support you at claim time so you’re not left navigating complex paperwork alone.

But I can't afford Insurance, is it even worth it?

Insurance can feel like an extra expense, but it’s really about protecting your biggest asset, your ability to earn an income and provide for your family. Many policies are more affordable than people expect, and we can usually structure cover to suit your budget. Even a smaller level of cover is better than none, giving your loved ones peace of mind.

What if I have a prior medical condition?

Having a medical history doesn’t automatically disqualify you from getting cover. Every insurer assesses health differently, some are more flexible with certain conditions. As advisors, we know which insurers are likely to offer fair terms and can advocate on your behalf to secure the best possible outcome.

What is the difference between income protection and life insurance and do I need both?

  • Life Insurance pays a lump sum to your loved ones if you pass away or are diagnosed with a terminal illness. It helps cover debts, living expenses, and future needs.

  • Income Protection pays you a monthly benefit if you’re unable to work due to illness or injury, replacing up to 70% of your income.

Together, they protect your family’s future (life insurance) and your present lifestyle (income protection). Many clients benefit from having both — but the right mix depends on your personal situation.

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